Javier Estevez - Customer Care Associate
Elaine Gralak - Account Assistant
Ray Gralak - President

Since 1991, Gralak Insurance Agency has always represented the industry's top insurance carriers - preferred insurance carriers from AAA, Erie, Progressive, Allstate, American Modern, Hanover, Travelers, National General, Guard Insurance... just to list a few.  What is the main benefit of choosing an independent agent?  We truly represent the client. At Gralak Insurance Agency, we offer policies that will provide the coverage the client NEEDS.  One size does not fit all and because of our long relationships with A+ rated carriers, we have the ability to show our clients a true difference.  Which the end benefit ultimately reflects back upon you.

Gralak Insurance Agency offers insurance solutions for small business and individuals.  Our highly educated, licensed, professional staff is experienced in answering questions you may have and providing the responsive service you should expect.  Together, the staff has a combined 100 plus years of experience.  They are supported by high levels of automation that allows us to deliver quick, accurate, efficient service to you, and others you depend on.  Another offering that separates Gralak Insurance Agency from other independent agencies is we are licensed to sell products in states of Illinois (IL), Wisconsin (WI), and Indiana (IN).

Gralak Insurance Agency is always interested in talking to strong, experienced and successful Sales Agents and staff members that will represent our agency honestly, morally, ethically and professionally.  Please visit our Career Opportunities page for additional information.

Now, let's meet our team...


Anna Turwon - Office Manger
Jeff Pignone - Agency Producer
Anna joined the agency in 2004 and is a senior staff member. She is licensed to practice in life, personal lines and commercial insurance products. Mowimy Po Polsku.
Jeff joined the agency in 2013 and brings over 30 years of licensed sales and service experience. Jeff specializes in property and casualty risks.
Ray brings over 30 years experience in personal and commercial insurance expertise. His career began as a claims representative in 1987 and as his passion for agency operations grew, he founded the Gralak Insurance Agency in 1991. Ray is a firm believer that service is the top priority in his agency. Over the course of his career, he has earned numerous honors, including top sales, top performing agency, agent of the year and many more. As a life long resident of the Chicago and Southwest Suburbs, Ray is able to understand the needs of his clients and offer the best solutions. Ray and his wife reside in Palos Heights and have two children. In his leisure time, Ray enjoys boating, golf, and coaching youth sports. ..
Daniel joined the Gralak team in 2020 and specializes in Personal and Commercial Lines customer service experience.
Nancy Pogwizd - Customer Care Associate
Daniel Hawkins - Commercial Lines Account Manager
Nancy rejoins the Gralak Insurance Team in 2021. She specializes in personal and commercial lines customer service experience.
Megan joined the Gralak team in 2019 and brings licensed experience in personal and commercial new business and customer service needs.
Javier joined our agency in 2023 and specializes in Personal and Commercial Lines customer service experience.
Steve has over 15 years experience in life insurance and joined the agency at the beginning of 2011. He specializes in individual and group life insurance lines.
Damian Kowalski - Customer Care Associate
Damian started with Gralak Agency in 2023 and specializes in personal lines customer care experience
Elaine joined the agency in 2017 and specializes in personal & commercial lines customer service experience.
Steve Soliz - Life Insurance Agent
Megan Mateja - Personal and Commercial Acount Executive